All Pensions Commission articles
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In DepthIn Depth: Understanding and addressing the gender and race pension gaps
A new study has shed light on the pension saving experiences of non-white women, as part of the retirement industry’s ongoing efforts to narrow the savings gaps between men and women and between white and non-white people.
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OpinionPPI: There’s more than one way for a pension to be inadequate
John Upton, policy analyst at the Pensions Policy Institute, explores the organisation’s latest research into how people can end up with an inadequate pension – and what can be done about it.
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OpinionPensions and financial inclusion: Time to join forces
Paul Sweeting, president of the Institute and Faculty of Actuaries, calls for joined-up thinking on financial inclusion policy – including, of course, the importance of pension saving.
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OpinionThe Friday Takeaway: Sometimes, pensions aren’t the answer
As Nest Insight research reveals a mixed public view of using pension pots to fund mortgage deposits, Pensions Expert editor Nick Reeve is very much in the ‘no, thanks’ camp.
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FeaturesA Christmas wishlist for the pensions industry
With the festive break upon us, it’s time to find out what the pensions industry really wants for Christmas this year. Pensions Expert asked representatives of 21 organisations from across the UK retirement industry to come up with one ‘Christmas wish’ – something they would like to see over the next 12 months.
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OpinionLow incomes, different lives: The unequal reality of low earners
The PPI’s John Upton explains that low earners cannot be treated as one homogenous group, as the Pensions Commission and others seek to improve retirement savings adequacy.
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OpinionAdequacy is the challenge of our time – but what can be done?
Vidett’s Ben Salmons and Mike Birch respond to the regulator’s recent missive on adequacy and decumulation, arguing that the two must be considered separately for reforms to truly be effective.
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NewsRaising auto-enrolment contributions ‘could bankrupt businesses’
With auto-enrolment contributions one of many things the Pensions Commission is considering, new research indicates that many businesses are not in sufficient shape to cope with higher payments.
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NewsTorsten Bell: Time for pension ‘heroes’ to do right by savers
Pension scheme trustees and providers can play pivotal roles in a pension industry driven by a vocational need to do its best by savers, according to the pensions minister.
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NewsPensions Commission: Interim report expected in the spring
Baroness Jeannie Drake and Professor Nick Pearce addressed the Pensions UK Annual Conference this week to outline their approach to assessing and addressing adequacy issues.
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NewsLong-term solutions needed to address adequacy issues
Pensions UK Annual Conference: Improvements in state pension provision have not been matched in the private sector, and the industry faces an uphill battle to solve its adequacy problem.
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NewsPensions industry confident of sector’s resilience in face of major reforms
More than three quarters of pensions industry professionals expect the sector to successfully navigate the significant reforms proposed over the next few years, according to new research from trade body Pensions UK.
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OpinionThe AMNT’s pensions manifesto for 2030 and beyond
With the scope of reforms to the pensions industry becoming apparent, John Flynn of the Association of Member-Nominated Trustees (AMNT) sets out some key priorities for his organisation and policymakers.
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NewsSix key challenges for the revived Pensions Commission
Aon has warned that the government’s revived Pensions Commission will face major structural hurdles if it hopes to deliver meaningful reform to the UK’s pension system.
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OpinionNest Insight: Understanding the context of the Pensions Commission
The final edition of our ‘Dear Pensions Commission’ series sees Nest Insight’s Will Sandbrook explore the economic context of the relaunched Pensions Commission and how it may affect the commissioners’ approach to adequacy.
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OpinionIFoA: Reframing pension adequacy – a collaborative response to structural gaps
Alexandra Miles of the Institute and Faculty of Actuaries introduces new research laying out the realities of the pension system inequalities that the Pensions Commission is seeking to address.
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OpinionFabian Society: To ‘finish the job’, address remaining injustices for low earners
In this instalment of Pensions Expert’s ‘Dear Pensions Commission’ series, the Fabian Society’s Sasjkia Otto outlines what her research shows about what future pensioners need.
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OpinionRailpen: The role of open DB schemes in pensions adequacy
Railpen’s Tim Miller says the resilience of open defined benefit schemes shows that they need to be a part of the Pensions Commission’s thinking on retirement income adequacy, in the latest open letter in our series.
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OpinionPPI: From payslip to pension – getting the full picture on low earners
In this instalment of the ‘Dear Pensions Commission’ series, John Upton of the Pensions Policy Institute explains the organisation’s latest research that sheds light on how auto-enrolment limits affect low earners.
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NewsExperts outline major challenges facing the Pensions Commission
The Pensions Commission should concentrate on improving outcomes for self-employed and low-paid workers, and closing the gender gap, industry experts have agreed.