All Defined contribution articles
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NewsScottish Widows to invest workplace pension savings in UK technology companies
Scottish Widows is backing British technology companies through a new venture growth mandate, with investments planned in quantum computing, battery technology and healthcare.
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OpinionSPP: Focusing on the member behind the number
Bill Jangra of the Society of Pension Professionals reflects on keeping members at the heart of trustee decision-making, challenging established ways of working, and ensuring that processes continue to serve the people they were designed to protect.
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NewsBudget 2026: Government to simplify post-retirement CDC transfers
Legislation promised in the Budget report will make it easier to consolidate the retirement sections of CDC and traditional defined contribution schemes.
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NewsRoyal Mail transfers £2.5bn DC fund to Legal & General Mastertrust
The arrangement involves almost 100,000 members and is the biggest single transfer to a master trust yet completed in the UK’s defined contribution market.
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NewsPension tax rules could discourage older workers, Smart Pension warns
Almost a third of adults identify pension or tax rules as a barrier to working later in life, raising questions about whether the system supports flexible retirement, according to Smart Pension research.
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NewsMansion House: DC providers make progress with UK holdings hitting £11bn
The 17 signatories to the Mansion House Accord have allocated 6.6% of total DC growth-phase assets to private markets as of 31 December 2025, according to new data.
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News'More reform needed' to increase UK pension system sustainability
The UK has slipped two places in an international ranking of pension systems, with researchers calling for higher retirement savings and wider auto-enrolment coverage to improve long-term sustainability.
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NewsWhy the pensions minister is sanguine on herding risk in VfM
Torsten Bell told the Pensions UK Annual Conference that the Value for Money regime could improve average returns for DC members, even if this resulted in some ‘herding’.
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ArticleTurning DC savings into retirement income
How can defined contribution schemes support members throughout retirement? At a Pensions Expert roundtable, scheme representatives discussed guided retirement, the limits of member engagement and whether government reforms leave enough room for different approaches.
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NewsEmployer adoption crucial to CDC success as confidence in new model grows
A poll of Pensions UK conference delegates found that more than half (53%) believed a lack of employer demand was the biggest barrier to adopting CDC – but speakers were more confident of wider take-up.
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NewsThe next pensions scandal?
Thousands of women lose out on pension benefits when they divorce, with Excalibur Actuaries warning that unfair sharing arrangements have “all the hallmarks of another pensions scandal in the making”.
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NewsIs the era of annuities over? The data which tells a different story
Standard Life has reported growing interest in fixed-term annuities, with retirees exploring ways to secure guaranteed income while retaining flexibility over future pension decisions.
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NewsThe £42,000 retirement – and why it may have to wait
UK adults believe they need more than £42,000 a year after tax to feel financially secure in retirement, but many expect to work for longer – and increasingly see retirement as a gradual transition rather than a hard stop.
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OpinionBuilding blocks: How tokenisation could reshape DC pensions
Louise Farrand, executive director of the DC Investment Forum, explores how blockchain and tokenisation technologies could revolutionise pension scheme investing.
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FeaturesMembers still need a ‘human in the loop’ amid AI surge
Pension scheme members should be sceptical when using AI
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OpinionIFS: Which workers should automatic enrolment reforms target?
Raising minimum auto-enrolment contribution rates requires a more nuanced approach and can’t be one-size-fits-all, writes Heidi Karjalainen of the Institute for Fiscal Studies.
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NewsFCA data raises fresh questions over retirement income sustainability
Higher pension withdrawals spike industry concern
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PodcastsAlways A Pensions Angle: Binary Conversations
In this episode of the Always A Pensions Angle podcast, co-hosts Tom Parker and Nick Reeve delve into the world of defined contribution and Value for Money.
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NewsRetirees ‘could lose out’ through guided retirement without strong defaults
As policymakers continue to develop legislation around guided retirement and default solutions, behavioural research indicates that care must be taken in product design.